Privacy Policy

1. Who We Are

SM Investment d.o.o. Montenegro ("SM Investment", "we", "our") is a licensed real estate agency operating in Montenegro. Our registered address is Montenegro. Contact: sm.investment.main@gmail.com.

2. What Data We Collect

When you submit an inquiry through our website, we collect:

• Name and surname
• Email address and / or phone number
• Your message and property interests
• Source of inquiry (referral, social media, etc.)

We also collect standard server logs (IP address, browser type, pages visited) for security and performance purposes.

3. How We Use Your Data

We use your personal data solely to:

• Respond to your property inquiries
• Provide property matching and advisory services
• Send relevant property updates you have requested

We do not sell, rent or share your personal data with third parties for marketing purposes.

4. Legal Basis

Processing is based on your consent (Art. 6(1)(a) GDPR) given when you submit an inquiry, and on our legitimate interest in providing real estate services (Art. 6(1)(f) GDPR).

5. Data Retention

We retain your contact data for up to 3 years from the last interaction, or until you request deletion.

6. Your Rights

Under Montenegrin data protection law (ZZPL) and GDPR you have the right to:

• Access your personal data
• Request correction or deletion
• Object to processing
• Data portability
• Withdraw consent at any time

To exercise any right, email us at sm.investment.main@gmail.com.

7. Cookies

We use essential cookies for language preferences and session management. See our Cookie Policy for details.

8. Contact

Questions about this policy: sm.investment.main@gmail.com or +382 68 200 906.